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PurgatoryAfrica

Nigeria

10%effective individual rate

10% capital gains tax on crypto disposals. Nigeria has Africa's largest crypto market despite past regulatory friction. SEC now regulates digital assets.

FATCA Partner

No

FATF Status

Clear

EU Blacklist

No

Dual Nationality

Allowed

CARF Status

Committed

Bitizenship

Not yet

CARF Reporting

Committed

Nigeria has committed to implementing CARF but has not yet specified an exact timeline. When active, crypto service providers will be required to report user transactions to tax authorities.

Tax Rates

Capital Gains Tax10%
Income Tax on CryptoUp to 24%
Corporate Tax30%
VAT on Crypto7.5%

Activity Taxes

Staking

Taxed as income

Mining

Taxed as income

DeFi

Not specifically addressed

NFTs

Not specifically addressed

Taxable Events

Crypto → Fiat

Taxable

Crypto → Crypto

Taxable

Holding Period

No holding period benefit

None

Regulation & Residency

Regulatory Body

SEC Nigeria; CBN

Residency Requirement

Various visa options

Reporting Requirements

Annual tax filing; SEC monitoring exchanges

Citizenship & Residency Path

Residency permit; citizenship by naturalization after 15 years

Resilience & Plan B

Jurisdictional Resilience

How well-equipped this jurisdiction is for a crypto holder who wants stability, access, and protection.

5.9

JRS

Institutions
4/10
Banking Access
5/10
Tax Clarity
8/10
Business Env.
5/10
Privacy
6/10
Geopolitical
10/10

Institutions (25%), banking (20%), tax clarity (20%), business (15%), privacy (10%), geopolitical (10%). Full methodology →

Plan B Readiness

How fast you can go from “I want to move” to “I’m a tax resident with banking and optionality.”

5.5

PBR

Business Ease
5/10
Citizenship Path
6/10
Dual Nationality
10/10
Quality of Life
5/10
Safety
3/10
Bitizenship
3/10

Business ease (25%), citizenship path (20%), dual nationality, quality of life & safety (15% each), Bitizenship (10%). Full methodology →

Notable Conditions

  • Largest crypto market in Africa
  • SEC approved crypto as securities
  • 10% CGT introduced 2023
  • P2P trading very popular

Living & Lifestyle

Cost of Living

Low

Banking Access

Moderate

Quality of Life

Low-Moderate

Lifestyle Scores

Safety3/10
Healthcare3/10
Institutions4/10
Business Ease5/10
Int'l Schooling4/10
Privacy6/10

Bitizenship

Citizenship & Residency by Investment

Bitizenship structures CBI and RBI programs where your investment capital maintains indirect exposure to Bitcoin, while satisfying all legal requirements of the program. A new category at the intersection of citizenship planning and digital assets.

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